MOBILE PHONE APP LOANS SYSTEM

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20190114613A1
SERIAL NO

16093980

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Abstract

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A mobile phone APP loans system is arranged on a network device constituted by a mobile phone, a server, a third-party service server and a bank server linked via a mobile communication network and the Internet. The mobile phone APP loans system includes a Fintech mobile phone system APP, load balancing module, mobile phone business module, short message service module, face scanning module, uniform interface module, miraculous foresight module, accounting module, clearing service module, bank interface module, third-party service module, and bank terminal module. A client fills out loan application information, and carries out cash withdrawal and repayment operations via the Fintech mobile phone system APP. Compared with the prior art, a client may borrow money on a mobile phone via a mobile phone-based loan server, which is convenient in operation, and there is no need to queue up in a banking office, and the loan speed is fast.

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Patent Owner(s)

Patent OwnerAddress
SHENZHEN ZHONG XING CREDEX FINANCE TECHNOLOGY CO LTDNANSHAN DISTRICT KEYUAN ROAD SHENZHEN CITY GUANGDONG PROVINCE 518000 NO 11 FINANCIAL TECHNOLOGY BUILDING A BLOCK TWENTY-ONE LAYER A B C D UNIT TWENTY-TWO A B C D UNIT SHENZHEN CITY GUANGDONG PROVINCE 518000

International Classification(s)

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  • 2017 Application Filing Year
  • G06Q Class
  • 16857 Applications Filed
  • 9579 Patents Issued To-Date
  • 56.83 % Issued To-Date
Click to zoom InYear of Issuance% of Matters IssuedCumulative IssuancesYearly Issuances2017201820192020202120222023202420250255075100

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bu, Fande Shenzhen, Guangdong, CN 1 3
Chen, Dingwei Shenzhen, Guangdong, CN 2 7
Ding, Shangliang Shenzhen, Guangdong, CN 1 3
Li, Xiaoqin Shenzhen, Guangdong, CN 15 269
Mao, Lisha Shenzhen, Guangdong, CN 1 3
Tang, Kaile Shenzhen, Guangdong, CN 1 3
Tang, Xia Shenzhen, Guangdong, CN 96 415
Wang, Haibin Shenzhen, Guangdong, CN 48 71
Wang, Hao Shenzhen, Guangdong, CN 906 6386
Wu, Chen Shenzhen, Guangdong, CN 93 1079
Yan, Wanka Shenzhen, Guangdong, CN 1 3
Yang, Weijie Shenzhen, Guangdong, CN 5 5
Zeng, Xuhui Shenzhen, Guangdong, CN 1 3
Zhang, Jiangbo Shenzhen, Guangdong, CN 9 60
Zhou, Jingfeng Shenzhen, Guangdong, CN 2 9

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Patent Citation Ranking

  • 3 Citation Count
  • G06Q Class
  • 33.69 % this patent is cited more than
  • 6 Age
Citation count rangeNumber of patents cited in rangeNumber of patents cited in various citation count ranges16702646386152522986211401 - 1011 - 2021 - 3031 - 4041 - 5051 - 6061 - 7071 - 8081 - 9091 - 100100 +02004006008001000120014001600180020002200240026002800

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