MOBILE PHONE APP LOANS SYSTEM
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
N/A
Issued Date -
Apr 18, 2019
app pub date -
Sep 12, 2017
filing date -
Sep 13, 2016
priority date (Note) -
Published
status (Latency Note)
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Importance

US Family Size
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Non-US Coverage
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Abstract
A mobile phone APP loans system is arranged on a network device constituted by a mobile phone, a server, a third-party service server and a bank server linked via a mobile communication network and the Internet. The mobile phone APP loans system includes a Fintech mobile phone system APP, load balancing module, mobile phone business module, short message service module, face scanning module, uniform interface module, miraculous foresight module, accounting module, clearing service module, bank interface module, third-party service module, and bank terminal module. A client fills out loan application information, and carries out cash withdrawal and repayment operations via the Fintech mobile phone system APP. Compared with the prior art, a client may borrow money on a mobile phone via a mobile phone-based loan server, which is convenient in operation, and there is no need to queue up in a banking office, and the loan speed is fast.
First Claim
all claims..Other Claims data not available
Family
Country | kind | publication No. | Filing Date | Type | Sub-Type |
---|---|---|---|---|---|
CN | B | CN107194806 | Sep 13, 2016 | Patent | Grant |
Type : Patent Sub-Type : Grant | |||||
GRANTED PATENT FOR INVENTION | Server for mobile phone loan | May 08, 2020 | |||
CN | B | CN106408412 | Sep 13, 2016 | Patent | Grant |
Type : Patent Sub-Type : Grant | |||||
GRANTED PATENT FOR INVENTION | Mobile phone loan system | Oct 13, 2017 | |||
GB | A | GB2564355 | Sep 12, 2017 | Patent | Application |
Type : Patent Sub-Type : Application | |||||
PUBLISHED PATENT APPLICATION | Loan system utilizing mobile app | Jan 09, 2019 | |||
WO | A1 | WO2018050051 | Sep 12, 2017 | Patent | Application |
Type : Patent Sub-Type : Application | |||||
INTERNATIONAL APPLICATION PUBLISHED WITH INTERNATIONAL SEARCH REPORT | 手机APP贷款系统 | Mar 22, 2018 |
- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
Patent Owner | Address | |
---|---|---|
SHENZHEN ZHONG XING CREDEX FINANCE TECHNOLOGY CO LTD | NANSHAN DISTRICT KEYUAN ROAD SHENZHEN CITY GUANGDONG PROVINCE 518000 NO 11 FINANCIAL TECHNOLOGY BUILDING A BLOCK TWENTY-ONE LAYER A B C D UNIT TWENTY-TWO A B C D UNIT SHENZHEN CITY GUANGDONG PROVINCE 518000 |
International Classification(s)

- 2017 Application Filing Year
- G06Q Class
- 16857 Applications Filed
- 9579 Patents Issued To-Date
- 56.83 % Issued To-Date
Inventor(s)
Inventor Name | Address | # of filed Patents | Total Citations |
---|---|---|---|
Bu, Fande | Shenzhen, Guangdong, CN | 1 | 3 |
# of filed Patents : 1 Total Citations : 3 | |||
Chen, Dingwei | Shenzhen, Guangdong, CN | 2 | 7 |
# of filed Patents : 2 Total Citations : 7 | |||
Ding, Shangliang | Shenzhen, Guangdong, CN | 1 | 3 |
# of filed Patents : 1 Total Citations : 3 | |||
Li, Xiaoqin | Shenzhen, Guangdong, CN | 15 | 269 |
# of filed Patents : 15 Total Citations : 269 | |||
Mao, Lisha | Shenzhen, Guangdong, CN | 1 | 3 |
# of filed Patents : 1 Total Citations : 3 | |||
Tang, Kaile | Shenzhen, Guangdong, CN | 1 | 3 |
# of filed Patents : 1 Total Citations : 3 | |||
Tang, Xia | Shenzhen, Guangdong, CN | 96 | 415 |
# of filed Patents : 96 Total Citations : 415 | |||
Wang, Haibin | Shenzhen, Guangdong, CN | 48 | 71 |
# of filed Patents : 48 Total Citations : 71 | |||
Wang, Hao | Shenzhen, Guangdong, CN | 906 | 6386 |
# of filed Patents : 906 Total Citations : 6386 | |||
Wu, Chen | Shenzhen, Guangdong, CN | 93 | 1079 |
# of filed Patents : 93 Total Citations : 1079 | |||
Yan, Wanka | Shenzhen, Guangdong, CN | 1 | 3 |
# of filed Patents : 1 Total Citations : 3 | |||
Yang, Weijie | Shenzhen, Guangdong, CN | 5 | 5 |
# of filed Patents : 5 Total Citations : 5 | |||
Zeng, Xuhui | Shenzhen, Guangdong, CN | 1 | 3 |
# of filed Patents : 1 Total Citations : 3 | |||
Zhang, Jiangbo | Shenzhen, Guangdong, CN | 9 | 60 |
# of filed Patents : 9 Total Citations : 60 | |||
Zhou, Jingfeng | Shenzhen, Guangdong, CN | 2 | 9 |
# of filed Patents : 2 Total Citations : 9 |
Cited Art Landscape
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Patent Citation Ranking
- 3 Citation Count
- G06Q Class
- 33.69 % this patent is cited more than
- 6 Age
Forward Cite Landscape
- No Forward Cites to Display

Maintenance Fees
Fee | Large entity fee | small entity fee | micro entity fee | due date |
---|---|---|---|---|
7.5 Year Payment | $3600.00 | $1800.00 | $900.00 | Oct 18, 2026 |
11.5 Year Payment | $7400.00 | $3700.00 | $1850.00 | Oct 18, 2030 |
Fee | Large entity fee | small entity fee | micro entity fee |
---|---|---|---|
Surcharge - 7.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
Surcharge - 11.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |
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