Autonomous vehicle technology effectiveness determination for insurance pricing
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United States of America Patent
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Aug 18, 2020
Grant Date -
Mar 15, 2018
app pub date -
Nov 8, 2017
filing date -
May 20, 2014
priority date (Note) -
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Abstract
Methods and systems for determining the effectiveness of one or more autonomous (and/or semi-autonomous) operation features of a vehicle are provided. According to certain aspects, information regarding autonomous operation features of the vehicle may be used to determine an effectiveness metric indicative of the ability of each autonomous operation feature to avoid or mitigate accidents or other losses. The information may include operating data from the vehicle or other vehicles having similar autonomous operation features, test data, or loss data from other vehicles. The determined effectiveness metric may then be used to determine part or all of an insurance policy, which may be reviewed by an insured and updated based upon the effectiveness metric.
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