Method for Retail On-Line Account Opening

Number of patents in Portfolio can not be more than 2000

United States of America Patent

SERIAL NO

15811981

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

Loading Importance Indicators... loading....

Abstract

See full text

A system and method for a retail customer interfacing with a financial institution through a computer network is presented. The method includes a verification of customer-provided information with a pre-existing client identification profile for the customer, a determination of the customer's credit score using a set of predetermined criteria, and presenting a set of account options based at least in part on the verification of the customer-provided information and the customer's credit score. Additional customer-provided information may be received and verified and used to enroll the customer in one or more programs offered by the financial institution at a predefined level based at least on one or more predetermined factors.

Loading the Abstract Image... loading....

First Claim

See full text

Family

Loading Family data... loading....

Patent Owner(s)

Patent OwnerAddress
BRANCH BANKING AND TRUST COMPANYRALEIGH NC

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Kaperdal, Paal Raleigh, US 12 144
Kinney, Patricia Cary, US 26 179
Rose, Teresa Holly Springs, US 21 160
Whorf, Barbara Raleigh, US 13 122
Zickafoose, Douglas Joel Raleigh, US 19 150

Cited Art Landscape

Load Citation

Patent Citation Ranking

Forward Cite Landscape

Load Citation