DATA TRANSMISSION METHOD FOR MOBILE NEAR FIELD PAYMENT AND USER EQUIPMENT

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United States of America Patent

APP PUB NO 20180075446A1
SERIAL NO

15557023

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A method of data transmission for mobile near-field payment that is performed in a user equipment, comprising: establishing a first communication link based on near-field communication with a POS terminal; after the establishment of the first communication link, establishing a secure channel with the POS terminal, in order to conduct the first interaction related to the transaction request with the POS terminal through the secure channel; establishing a second communication link with the POS terminal, wherein the second communication link has longer communication distance and faster transmission speed compared to the first communication link, and the second communication link is arranged to conduct data transmission in an encryption manner; via the second communication link, the user equipment conducts the second interaction related to the transaction reply with the POS terminal. Also included is a user equipment for mobile near-field payment.

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Patent Owner(s)

Patent OwnerAddress
CHINA UNIONPAY CO LTD200135 SHANGHAI PUDONG NEW AREA NO 36 SMILING ROAD UNIONPAY BUILDING SHANGHAI CITY SHANGHAI CITY 200135

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Feng, Liang Shanghai, CN 24 325
Liu, Guobao Shanghai, CN 7 26
Wan, Sishuang Shanghai, CN 16 33
Yin, Yawei Shanghai, CN 29 139

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