Systems and Methods for Transacting at an ATM Using a Mobile Device
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United States of America Patent
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app pub date -
Nov 16, 2017
filing date -
Apr 8, 2014
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Abstract
The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to receive transaction data associated with a transaction request received from a mobile device associated with a customer. The transaction data may include a customer identifier. Additionally, the instructions may cause the processor to receive authentication data associated with the customer. The authentication data may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device. The one or more processors may further determine whether the received authentication data authenticates the transaction, authorize the transaction, and provide an indication to the local financial service provider device to perform the transaction.
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