MOBILE CREDIT ACQUISITION WITH FORM POPULATION

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20180053252A1
SERIAL NO

15341988

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Mobile credit acquisition with form population is disclosed. The system includes a user specific information engine to receive a device identifier associated with a user's mobile device and a user identifier for a user of the user's mobile device. The user specific information engine using the device identifier and the user identifier to search for user specific information useable to populate an application form for a credit account. The search includes a proprietary database search for the user specific information, and a secondary source database search for the user specific information. The system utilizes an incentive provider to populate the application form for the credit account with found user specific information and provides the populated application form for the credit account to the user via the user's mobile device.

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Patent Owner(s)

Patent OwnerAddress
BREAD FINANCIAL PAYMENTS INC3095 LOYALTY CIRCLE COLUMBUS OH 43219

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
KOLTNOW, Adam Worthington, US 23 451
PONTIOUS, Tim Gahanna, US 4 49
RECHNER, Celeste Upper Arlington, US 6 86

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