Customized platform for host protection in home sharing
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United States of America Patent
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Jul 28, 2020
Grant Date -
Feb 15, 2018
app pub date -
Aug 15, 2016
filing date -
Aug 15, 2016
priority date (Note) -
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status (Latency Note)
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Abstract
An insurance system for home sharing may comprise a mobile device of a homeowner, one or more databases storing insurance factor data, a plurality of sensors configured to monitor one or more home features, and a server comprising one or more processors and memory. The server may be configured to receive, from the mobile device, data indicating that the homeowner is renting out a home, determine a value for frequency of rentals for the home based on the data indicating that the homeowner is renting out the home, and receive, from the plurality of sensors, monitored data for the one or more home features. The server may compute an insurance premium for the homeowner based on the value for frequency of rentals for the home, the monitored data for the one or more home features, and the insurance factor data and transmit the insurance premium to the mobile device.
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