System and method for universal card acceptance
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United States of America Patent
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Sep 14, 2021
Grant Date -
Feb 1, 2018
app pub date -
Jul 25, 2017
filing date -
Jul 26, 2016
priority date (Note) -
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status (Latency Note)
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Abstract
A method, electronic device, and non-transitory computer readable medium for transmitting information is provided. The method includes creating a card network account for each card network of a plurality of card networks. The method also includes associating with a digital card the created card network accounts and providing to at least one of the card network accounts an account balance of the digital card. Additionally, the method includes receiving, from a mobile device, a selection of the digital card to conduct a transaction at a location. The method also includes providing a suggested card network, determined from the plurality of card networks, to the mobile device, to conduct the transaction. The suggested card network is based in part on which card networks accepted at the location. The method also includes updating the account balance of the digital card on completion of the transaction.
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