REMOTE PAYMENT METHOD AND APPARATUS
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United States of America Patent
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app pub date -
May 31, 2017
filing date -
Jul 28, 2016
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Abstract
Provided is a remote payment method and apparatus. A remote payment method performed by a user terminal includes receiving payment information regarding an agent terminal interacting with a payment terminal for a payment transaction between the agent terminal and the payment terminal, determining whether the received payment information satisfies a predetermined payment condition, and providing payment permission information to at least one of the agent terminal or a payment approval server to permit use of a payment tender of an entity other than a user of the agent terminal, in response to the payment condition being satisfied. The agent terminal may transmit the payment information and card indication information, indicative of card information for the payment tender, to the user terminal. The agent terminal transfers received card information from the user terminal, based on the determining, to at least one of the payment terminal or the payment approval server.
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