Incorporating risk-based decision in standard authentication and authorization systems

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United States of America Patent

PATENT NO 10846389
APP PUB NO 20180025148A1
SERIAL NO

15654096

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Abstract

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Embodiments of the disclosure provide a method for enhancing standard authentication systems to include risk-based decisions. Risk-based decisions can be selectively implemented within existing authentication systems to strategically modify and supplement security if an unacceptable risk is detected. Embodiments capture information pertaining to a user and user device. Information is stored to create a profile for the user and user device. A comparison between the stored information and live data can be performed within authentication systems to optimize security. If the results of the comparison demonstrate the presence of an acceptable risk, then the need for subsequent authentication can be reduced or eliminated, which improves a user experience.

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Patent Owner(s)

Patent OwnerAddress
AETNA INC151 FARMINGTON AVENUE HARTFORD CT 06156

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Barbir, Abbie Ogdensburg, US 12 38
Jain, Salil Kumar Jackson Heights, US 18 181
Swift, Derek Lake George, US 6 26

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