System for authenticating a user and enabling real-time approval notifications

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 10271210
APP PUB NO 20180020348A1
SERIAL NO

15209246

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Embodiments authenticate a user and an associate of an entity and enable real-time approval notifications by requesting one or more authentication credentials from the associate; authenticating the associate based on successful validation of the one or more authentication credentials received from the associate; populating an application for the user at least in part by receiving input from the associate; establishing a secure wireless communication channel with a user device; and wirelessly transmitting, from the system to the user device and over the secure wireless communication channel the populated application; instructions to cause the user device to authenticate the user based on successful validation of one or more user authentication credentials; and instructions to cause the user device, in response to authenticating the user, present the populated application to the user for verification of its accuracy.

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Patent Owner(s)

Patent OwnerAddress
BANK OF AMERICA CORPORATIONMAIL CODE NC 1-027-20-05 214 N TRYON ST CHARLOTTE NC 28255

International Classification(s)

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  • 2016 Application Filing Year
  • H04L Class
  • 37326 Applications Filed
  • 27972 Patents Issued To-Date
  • 74.94 % Issued To-Date
Click to zoom InYear of Issuance% of Matters IssuedCumulative IssuancesYearly Issuances20162017201820192020202120222023202420250255075100

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Campbell, Thomas E Acton, US 1 6
Peterson, Kristen Marie Doylestown, US 1 6
Sahu, Smita Kendall Park, US 2 34

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Patent Citation Ranking

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  • H04L Class
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  • 6 Age
Citation count rangeNumber of patents cited in rangeNumber of patents cited in various citation count ranges269570387872598844251541201 - 1011 - 2021 - 3031 - 4041 - 5051 - 6061 - 7071 - 8081 - 90100 +050010001500200025003000350040004500500055006000650070007500

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Oct 23, 2026
11.5 Year Payment $7400.00 $3700.00 $1850.00 Oct 23, 2030