Index of usability for a replacement payment card

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 10803460
APP PUB NO 20180018669A1
SERIAL NO

15209818

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A method for establishing an index of usability associated with a replacement payment card is provided. The method may include receiving a payment card replacement request in a vending facility. The method may further include identifying at least one possible risk factor associated with a user utilizing the replacement payment card. The method may also include creating a risk assessment based on the at least one identified possible risk factor. The method may further include establishing an index of usability for the replacement payment card based on the created assessment, whereby a value of the index of usability correlates to a plurality of restrictions placed on using the replacement payment card. The method may also include storing the established index of usability in a database.

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Patent Owner(s)

Patent OwnerAddress
INTERNATIONAL BUSINESS MACHINES CORPORATIONNEW ORCHARD ROAD ARMONK NY 10504

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Goldberg, Itzhack Hadera, IL 250 2409
Hamilton,, II Rick A Charlottesville, US 885 16847
Mullen, Shawn P Buda, US 117 2125
Pickover, Clifford A Yorktown Heights, US 923 18685

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