PRE-AUTHENTICATION OF MOBILE PAYMENTS
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United States of America Patent
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Jul 11, 2016
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Jul 11, 2016
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Abstract
An embodiment of the invention may include a method, computer program product and system for transaction authentication. The embodiment may include receiving, by a mobile device from a network server via a wireless access point using a medium-range wireless communication protocol, an indication corresponding to a transaction to execute. The embodiment may include displaying a graphical interface element having an indication of approval to initiate the transaction to execute from a user based on receiving the indication. The embodiment may include authorizing the transaction to execute for a period of time based on receiving the indication of approval to initiate the transaction to execute. The embodiment may include detecting within the period of time, from a point of sale device using a short-range wireless communication protocol, a mobile payment method associated with the transaction to execute. The embodiment may include initiating the transaction based on detecting the mobile payment method.
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