Systems and methods for a merchant-specific payment token
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United States of America Patent
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Aug 25, 2020
Grant Date -
Dec 14, 2017
app pub date -
Jun 8, 2016
filing date -
Jun 8, 2016
priority date (Note) -
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Abstract
The systems may include receiving a token request for a transaction from a merchant, the token request comprising a consumer identifier associated with a consumer and a merchant identifier (MID) associated with the merchant, matching the MID with a token requestor identifier (TRID) assigned to the merchant, matching the consumer identifier with an account identifier associated with a transaction account of the consumer, generating a digital token comprising the TRID and the account identifier, and transmitting the digital token to the merchant.
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