System and method for enabling secure authentication

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United States of America Patent

PATENT NO 10771455
APP PUB NO 20170331819A1
SERIAL NO

15533636

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Abstract

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Broadly speaking, embodiments of the present invention provide systems and methods to provide a solution to the SIM swap attack problem for users that possess smartphones. In particular, the systems and methods require an online banking customer to authenticate a transaction using a combined one-time password (OTP) formed of a remotely generated OTP (generated remote to the smartphone) and a locally generated OTP (generated on the smartphone).

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Patent Owner(s)

Patent OwnerAddress
CRYPTOMATHIC LTDCAMBRIDGE CAMBRIDGESHIRE CB4 0WG

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bond, Michael K Cambridge, GB 4 43
Landrock, Peter Cambridge, GB 23 741
Quirke, Dan Cambridge, GB 1 12

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