Systems and methods using a mobile device to collect data for insurance premiums

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United States of America Patent

PATENT NO 10949925
APP PUB NO 20170287076A1
SERIAL NO

15623171

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Abstract

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A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.

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Patent Owner(s)

Patent OwnerAddress
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYONE STATE FARM PLAZA BLOOMINGTON IL 61710

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Baker, Nicholas R Normal, US 43 2076
Bowne, Benjamin F Mackinaw, US 17 1107
Christopulos, Nick U Bloomington, US 14 949
Fields, Brian Mark Normal, US 246 6183
Marzinik, Duane Lee Springfield, US 2 23
Peng, Jufeng “James” Normal, US 6 71
Riley, Matthew Eric Heyworth, US 6 170
Thurber, David W Sherman, US 26 978
Wilkerson, Bryan T Bloomington, US 10 797
Wilson, J Lynn Normal, US 41 924

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