AUTOMATED MORTALITY CLASSIFICATION SYSTEM FOR REAL-TIME RISK-ASSESSMENT AND ADJUSTMENT, AND CORRESPONDING METHOD THEREOF
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United States of America Patent
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May 17, 2017
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Jun 30, 2015
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Abstract
A system and method for real-time risk-assessment and adjustment, risks associated with a plurality of risk exposed individuals being at least partially transferable from a risk exposed individual to a first insurance system and/or from the first insurance system to an associated second insurance system. The system including a table with retrievable stored risk classes each comprising assigned risk class criteria, individual-specific parameters of the risk exposed individuals being captured relating to criteria of the stored risk classes by the system and stored in a memory, and a specific risk class associated with the risk of the exposed individual being identified out and selected of the stored risk classes by the system based on the captured parameters.
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