COMBINED SECURITY FOR ELECTRONIC TRANSFERS
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United States of America Patent
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Issued Date -
Jul 13, 2017
app pub date -
Jan 8, 2016
filing date -
Jan 8, 2016
priority date (Note) -
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Abstract
Techniques described herein relate to receiving and handling multi-user electronic transfer requests involving client devices at different locations or domains within a transfer system. In response to received transfer requests, a number of granter system offers may be evaluated based combinations of sender credentials and receiver credentials. One or more combinations of qualifying offers may be identified having aggregate values sufficient to cover the requested transfer value. From the qualifying offer combinations, a specific set of offers may be determined for performing the requested transfer, and the transfer may be initiated between a sender device in a first location and a receiver device in a second location within the transfer system.
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