Systems and Methods for Processing Payments
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United States of America Patent
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Issued Date -
May 11, 2017
app pub date -
Aug 10, 2011
filing date -
Apr 25, 2011
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Abstract
The invention provides systems and methods for performing a funds transfer between a first customer and a second customer, the processing system tangibly embodied in the form a computer. The processing system may include a bank processing portion that performs processing in conjunction with the funds transfer; and a bank database which contains data used in the funds transfer processing. The bank processing portion may perform processing including: (1) inputting a funds transfer request from the first customer through interfacing with the first customer, the bank processing portion providing a plurality of options to the first customer, the options controlling first attributes of the funds transfer; (2) interfacing with the second customer including providing a plurality of options to the second customer, the options controlling second attributes of the funds transfer; (3) aggregating the first attributes and the second attributes; and (4) performing the funds transfer based on the aggregated attributes.
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