Cash access with automatic transaction machine with mobile phone

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 10963851
APP PUB NO 20170132593A1
SERIAL NO

15288593

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A cash-dispensing banking terminal has a housing, a transmitter, a receiver, a cash dispenser, and a processor to control the cash dispenser. A pre-created transaction request was earlier created with a mobile device before a banking customer and the mobile device arrive at the cash-dispensing banking terminal. A remote computing device authenticates and authorizes the transaction request before the customer and the mobile device arrive at the cash-dispensing banking terminal. When the transaction is authenticated and authorized, a remote computer generates an executable transaction request and generates and sends a transaction identifier associated with an executable transaction request to the mobile device. The receiver receives the transaction identifier from the mobile device, when the customer is at the banking terminal. The remote computer and/or other devices verify the transaction identifier is valid. The banking terminal performs the transaction request while the customer is at the banking terminal.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
GLAS AMERICAS LLC AS THE SUCCESSOR AGENT3 SECOND STREET SUITE 2 JERSEY CITY NJ 07301

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Block, Brian North Canton, US 9 38
Bradstreet, Stefan North Canton, US 2 21
Dailey, Scott Ann Arbor, US 14 351
de, Olveira Sergio Massillon, US 1 16
Klein, Alex Cuyahoga Falls, US 11 37
Maibach, Eric North Canton, US 2 21
Reynolds, Shawn North Canton, US 5 26
Widmer, Caleb North Canton, US 2 21
Witzke, Scott North Canton, US 3 21
Zaugg, Matt Munroe Falls, US 7 35

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7.5 Year Payment $3600.00 $1800.00 $900.00 Sep 30, 2028
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