Importance

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Abstract

There are provided systems and methods for allocating expense of data transfers between participants. An initiating endpoint may request to establish a voice data transfer with a receiving endpoint. A payment provider may receive data transfer information associated with the voice data transfer, which may include identifiers for the endpoints or users for their respective endpoints, as well as information used to determine a cost associated with the voice data transfer. The data transfer may also be a text or other data transfer. The payment provider may determine an endpoint initially assigned responsibility for payment of the voice data transfer by a service provider. The payment provider may receive a request from the endpoint initially responsible for payment to allocate at least a portion of the cost to the other endpoint. If the request is accepted, the payment provider may provide payment to the service provider or between the endpoints.

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First Claim