AUTHENTICATION SYSTEMS AND METHODS
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United States of America Patent
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N/A
Issued Date -
Mar 16, 2017
app pub date -
Sep 16, 2015
filing date -
Sep 16, 2015
priority date (Note) -
Published
status (Latency Note)
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Importance

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Abstract
A method of remotely activating a transaction device includes receiving, at a computing system, a mobile device identifier from a mobile application executed on a mobile device. A selection of the transaction device is received from the application. The selection includes an identifier of the transaction device. A selection of a transaction amount related to purchase of a product is received from the application. An authorization request for a payment account associated with the mobile device is communicated to an issuer of the payment account. The authorization request is for a transaction of at least the transaction amount. An authorization approval for the transaction is received from the issuer and a signal to activate the transaction device to dispense the product is sent based on the identifier. The transaction device is deactivated upon dispensing the transaction amount and a receipt of the transaction is provided to the mobile device.

First Claim
Family

- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
Patent Owner | Address | |
---|---|---|
FIRST DATA CORPORATION | 255 FISERV DRIVE BROOKFIELD WI 53045 |
International Classification(s)
Inventor(s)
Inventor Name | Address | # of filed Patents | Total Citations |
---|---|---|---|
Caldwell,, III S Shane | Coral Springs, US | 4 | 87 |
Lucas, Brad | Montara, US | 4 | 87 |
Mackay, Scott | Roswell, US | 9 | 115 |
McCrory, Dale | Atlanta, US | 6 | 94 |
Petersen, Mark A | Council Bluffs, US | 5 | 98 |
Royyuru, Vijay K | Norristown, US | 22 | 1401 |
Stains, Brent A | Chambersburg, US | 4 | 87 |
Stephenson, Jack | San Francisco, US | 5 | 114 |
Vel, Raja | Omaha, US | 7 | 92 |
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Maintenance Fees
Fee | Large entity fee | small entity fee | micro entity fee | due date |
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11.5 Year Payment | $7400.00 | $3700.00 | $1850.00 | Sep 16, 2028 |
Fee | Large entity fee | small entity fee | micro entity fee |
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Surcharge - 11.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |
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