System and method for sensor-enhanced insurance coverage and monitoring service

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United States of America Patent

PATENT NO 10762573
APP PUB NO 20170069034A1
SERIAL NO

15255920

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Abstract

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A network of sensors is utilized to capture and relay data that is relevant to specific types of insurance coverage. Sensors included in the network can be deployed as specialized devices, or can be found in existing consumer products. Behavioral and environmental data collected from the sensor network is used to establish a feedback relationship between an insurance policy holder's behavior and insurance policy pricing. Various types of insurance products can benefit from behavioral and environmental data, including health insurance, dental insurance, disability insurance and automobile insurance. Collected data can be used for other purposes, such as initial risk assessment, risk monitoring, and prevention services.

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Patent Owner(s)

Patent OwnerAddress
METROPOLITAN LIFE INSURANCE CO1095 AVENUE OF THE AMERICAS 19TH FLOOR NEW YORK NY 10036

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Luciani, Terrance Monroe Township, US 16 146

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