Mobile number credit prescreen
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United States of America Patent
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Feb 23, 2021
Grant Date -
Mar 2, 2017
app pub date -
Feb 23, 2016
filing date -
Aug 25, 2015
priority date (Note) -
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status (Latency Note)
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Abstract
A method for mobile number credit prescreen is disclosed. The method obtains a phone number associated with a customer's mobile device. The phone number is utilized to access a mobile carrier service and obtain identifying information about the customer. A credit reporting agency is accessed and the identifying information about the customer is used to perform a credit prescreen. In addition, when the customer passes the credit prescreen, the identifying information about the customer and a result of the credit prescreen are used to pre-fill a credit application form. The pre-filled credit application form in conjunction with a pre-approved credit offer is then provided to the customer.
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