PAYMENT METHOD AND PAYMENT SYSTEM
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United States of America Patent
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app pub date -
Oct 28, 2016
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Apr 30, 2014
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Abstract
The present disclosure provides a payment method, including: sending, by a payment terminal, identity information to a receiving terminal in the form of a transmitted signal; sending, by the receiving terminal, transaction information to an acquiring platform, where the transaction information includes the identity information; obtaining, by the acquiring platform, payment account information based on the identity information, and sending a payment request to a settlement platform, where the payment account information is information about a first payment account used for payment; and performing, by the settlement platform, settlement in response to the payment request, where the payment request includes the payment account information of the first payment account.
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