Payment real-time funds availability
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
Aug 18, 2020
Grant Date -
Oct 13, 2016
app pub date -
Apr 18, 2016
filing date -
Mar 23, 2015
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A method including receiving a debit message at a first financial institution to debit a first account maintained by the first financial institution based on a payment authorization for a payment amount made by a sender at a payment authorization time, the first account being held by the sender. The method also can include performing a successful debit for the payment amount from the first account maintained by the first financial institution in real-time after the payment authorization time. The method additionally can include sending a debit response from the first financial institution in real-time after the payment authorization time. Other embodiments are provided.
First Claim
Family
International Classification(s)
Cited Art Landscape
Patent Citation Ranking
Recipient Email Address
Recipient Email Address
Comment
Recipient Email Address
Add to Portfolio(s)
To add this patent to one, or more, of your portfolios, simply click the add button.
This Patent is in these Portfolios:
Add to additional portfolios:
Last Refreshed On:
Changes done successfully