Importance

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Abstract

The invention relates to an IC card electronic cash offline loading system, which comprises an IC card, a POS terminal, and a bank backstage system, wherein the IC card comprises electronic cash and a load application module. The load application module comprises a recharging module and a first interaction module, wherein the recharging module is used for performing data interaction with the electronic cash and for completing load of the electronic cash, the first interaction module is used for performing data interaction with the POS terminal and for transmitting loaded amount data to the recharging module; the POS terminal has a loading device comprising a second interaction module used for performing data interaction with the load application module and a recharged amount uploading module used for transmitting the loaded amount data sent from the load application module to the bank backstage system. With the invention, an offline load of electronic cash is enabled. Moreover, users can use electronic cash more conveniently, and simultaneously, the security of the account of electronic cash can be enhanced.

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First Claim