AFFILIATED INDIVIDUAL IDENTIFICATION AND ACCOUNT RECOUPMENT
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United States of America Patent
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Issued Date -
Aug 25, 2016
app pub date -
Feb 25, 2015
filing date -
Feb 25, 2015
priority date (Note) -
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Abstract
A method including identifying a delinquent account from multiple accounts managed by a financial services institution. The delinquent account is held by an account holder. The method includes accessing data pertaining to social networking activity of the account holder. The method includes reviewing the data pertaining to social network activity to identify an individual who is affiliated with the account holder. The method includes transmitting to a social media account of the affiliated individual, a payment solicitation that requests the affiliated individual make a payment to the delinquent account on behalf of the account holder. The method includes receiving a payment message that authorizes a payment to the delinquent account. The method includes applying the payment to the delinquent account.
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