Open payment network
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United States of America Patent
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Dec 29, 2020
Grant Date -
Jul 21, 2016
app pub date -
Aug 13, 2014
filing date -
Aug 13, 2013
priority date (Note) -
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status (Latency Note)
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Abstract
Systems and methods discussed herein relate to an Open Payment Network that allows a plurality of retailers to provide goods and services to users of applications including e-wallets and allows the users to pay for purchases using currency including digital currency earned as credits, points, or other rewards as well as traditional bank-backed currency in the form of cash, credit, or debit. In addition, a user who has registered for the system through a profile or using an individual application or applications can query the system and obtain a quote to determine how much value currency from a variety of sources (e.g., applications) has towards the purchase of a particular good or service at a real or virtual retail location.
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