SYSTEM AND METHOD FOR LOCATING AND ACCESSING ACCOUNT DATA TO VERIFY INCOME
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United States of America Patent
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Issued Date -
Mar 24, 2016
app pub date -
Dec 4, 2015
filing date -
Jun 21, 2011
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Abstract
Account data (e.g., account balance, account identifiers, account holder information and transaction data) for accounts at a plurality of financial institutions are stored at one or more databases within an account database system. The account data may be accessed in response to various requests (asset search request, as a verification request and income verification request). Transaction data for an account (such as ACH transaction messages) may be used to identify or verify income to an account holder, based on deposit/credits to the account.
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