SYSTEM FOR OPTIMIZING PREMIUM DATA
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United States of America Patent
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Issued Date -
Mar 17, 2016
app pub date -
Sep 17, 2014
filing date -
Sep 17, 2014
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Abstract
According to some embodiments, systems, methods, apparatus, computer program code and means may facilitate calculation of an insurance premium for an insurance product. Insurance risk factor data associated with the insurance product may be received along with insurance loss experience data. A server may interact with remote potential insurance customer devices to collect potential insurance customer price responsive behavior information associated with the insurance product. A pricing platform may receive information from a first remote potential insurance customer device, associated with a first potential insurance customer, and automatically calculate an insurance premium for the insurance product based on at least the insurance risk factor data, the insurance loss experience data, and the collected potential insurance customer price responsive behavior information. An indication of the calculated insurance premium may then be transmitted to the first potential insurance customer device.
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