System for Analyzing Patterns

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United States of America Patent

SERIAL NO

14936002

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A data analyzer associated with an entity determines patterns and/or sequences in user data. The analyzer may provide businesses with feedback on spatiotemporal patterns in user habits. In certain embodiments, the analyzer determines the frequency of a sequence of purchases made at a first entity immediately followed by purchases made at a second entity. In another embodiment, the analyzer determines trends in user purchases made during the weekday versus those that are made during the weekend. The results of the analysis may be used in a variety of ways, including, but not limited to merchant/consumer prospecting, and targeted promotions.

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Patent Owner(s)

Patent OwnerAddress
BANK OF AMERICA CORPORATION214 N TRYON STREET MAILCODE NC1-027-20-05 CHARLOTTE NC 28255

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Banerjee, Sudeshna Waxhaw, US 49 1503
Ghosh, Debashis Charlotte, US 247 3720
Gummuluri, Sreedevi Charlotte, US 8 283
Joa, David Irvine, US 115 2721
Madaan, Shiba Charlotte, US 3 193

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