METHOD AND SYSTEM FOR PROVIDING ELECTRONIC FINANCIAL ASSISTANCE
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
N/A
Issued Date -
Jan 28, 2016
app pub date -
Jul 24, 2014
filing date -
Jul 24, 2014
priority date (Note) -
Published
status (Latency Note)
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Importance

US Family Size
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Non-US Coverage
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Abstract
A method for providing real-time monitoring of and advice relative to user's personal finances is provided. One or more financial goals are received from a user. Financial data associated with the user and stored in one or more financial information data sources is accessed. The accessed financial data is analyzed based upon the one or more financial goals. One or more financial recommendations are provided based on the analyzed financial data and responsive to an occurrence of a user event related to an expenditure of user's funds.
First Claim
all claims..Other Claims data not available
Family
- No Family data available.
- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
Patent Owner | Address | |
---|---|---|
UNITED SERVICES AUTOMOBILE ASSOCIATION | 9800 FREDERICKSBURG ROAD SAN ANTONIO TX 78288-2038 |
International Classification(s)

- 2014 Application Filing Year
- G06Q Class
- 12561 Applications Filed
- 8002 Patents Issued To-Date
- 63.71 % Issued To-Date
Inventor(s)
Inventor Name | Address | # of filed Patents | Total Citations |
---|---|---|---|
Bueche,, JR Michael P | San Antonio, US | 24 | 359 |
# of filed Patents : 24 Total Citations : 359 | |||
Hudson, Neff | San Antonio, US | 1 | 24 |
# of filed Patents : 1 Total Citations : 24 | |||
Leggett, Justin | Bulverde, US | 10 | 84 |
# of filed Patents : 10 Total Citations : 84 | |||
Lewis, Olvin B | New Braunfels, US | 1 | 24 |
# of filed Patents : 1 Total Citations : 24 | |||
Lotts, Gary | San Antonio, US | 1 | 24 |
# of filed Patents : 1 Total Citations : 24 | |||
Smith, Eric | Helotes, US | 253 | 3725 |
# of filed Patents : 253 Total Citations : 3725 | |||
Williams, Josh | San Antonio, US | 30 | 194 |
# of filed Patents : 30 Total Citations : 194 |
Cited Art Landscape
- No Cited Art to Display

Patent Citation Ranking
- 24 Citation Count
- G06Q Class
- 50 % this patent is cited more than
- 9 Age
Forward Cite Landscape
- No Forward Cites to Display

Maintenance Fees
Fee | Large entity fee | small entity fee | micro entity fee | due date |
---|---|---|---|---|
11.5 Year Payment | $7400.00 | $3700.00 | $1850.00 | Jul 28, 2027 |
Fee | Large entity fee | small entity fee | micro entity fee |
---|---|---|---|
Surcharge - 11.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |
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