CUSTOMER AUTHENTICATION BASED ON ACTION THE USER HAS DONE WITHIN A TRANSIT SYSTEM
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United States of America Patent
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app pub date -
Jun 9, 2015
filing date -
Jun 9, 2014
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Abstract
A method for authenticating a user of a transit system includes creating a user account associated with a user of a transit system and receiving a display identifier associated with a payment account of the user. The display identifier is visible on a payment media associated with the payment account. A first ridership challenge answer is requested and received. A second ridership challenge answer is requested based on the received first ridership challenge answer. The second ridership challenge answer is received. The ridership challenge answers are related to interactions of the user within the transit system. A transaction identifier is identified as being associated with the payment account based on the ridership challenge answers. The display identifier is linked with the transaction identifier. The display identifier and the transaction identifier are at least partially distinct from one another. Both the identifiers are associated with the user account.
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