METHOD AND SYSTEM FOR OFF-LINE CREDIT FOR LOAD

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20150339660A1
SERIAL NO

14402682

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Abstract

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The invention discloses an offline credit loading method and system. The offline credit loading method comprises the following steps: (A) a terminal performs update of credit loading limit of a terminal by communicating with a backstage system, wherein the credit loading limit of the terminal is a sum of capital that allows for offline credit loading; (B) an electronic card performs update of the account of electronic cash card by communicating with the terminal, wherein some capital of the credit loading limit of the terminal is transferred to the account of electronic cash card; and (C) the backstage system enables the credit loading account associated with the account of electronic cash card to be updated according to information on offline credit loading received from the terminal.

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Patent Owner(s)

Patent OwnerAddress
CHINA UNIONPAY CO LTD200135 SHANGHAI PUDONG NEW AREA NO 36 SMILING ROAD UNIONPAY BUILDING SHANGHAI CITY SHANGHAI CITY 200135

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Meng, Hongwen Shanghai, CN 10 169
Wan, Gaofeng Shanghai, CN 1 5
Zheng, Jianbin Shanghai, CN 26 219

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