VERIFIED PURCHASING BY PUSH NOTIFICATION
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United States of America Patent
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Issued Date -
Nov 26, 2015
app pub date -
May 21, 2014
filing date -
May 21, 2014
priority date (Note) -
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Abstract
Disclosed are a system and a method for purchasing items from a merchant system using a single verification action. A user initiates a purchase transaction from a user interface of the merchant system by submitting a communication identifier in lieu of payment information or login credentials. The merchant system then generates a payment request including the communication identifier and sends the request to a payment service system. The payment service system uses the communication identifier to identify a verification device and send a push notification to the verification device to request the user to confirm or cancel the purchase transaction. Upon receiving confirmation from the user, the payment service system initiates a transfer of a payment amount associated with the purchase transaction from a financial account associated communication identifier to a financial account associated with the merchant system to pay for the purchase transaction.
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