Real-Time Insurance Estimate Based on Limited Identification

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20150324920A1
SERIAL NO

12242028

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter), or provides identifying information from which the minimum information may be readily obtained from private and/or vended databases. After receiving and analyzing the user inputs, the system generates one or more estimates and provides the one or more estimates to the user, e.g., via a display screen, printed receipt, SMS messages, etc. Multiple estimates may differ based on the level of insurance coverage, add-on features, or both. The methods and systems provide an insurance estimate to the user very quickly, e.g., under 30 seconds, during a goods or services transaction unrelated to insurance.

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Patent Owner(s)

Patent OwnerAddress
ALLSTATE INSURANCE COMPANY2775 SANDERS ROAD NORTHBROOK IL 60062

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Kerr, Gary Woodside, US 4 157
Kobori, Larry Newark, US 4 157
Lay, Kristen Park Ridge, US 1 86
Littlejohn, Kevin Glastonbury, US 6 136
Rossmark, Sharon Northbrook, US 9 207
Wilson, Thomas J Chicago, US 67 956

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