TRANSACTION ASSESSMENT AND/OR AUTHENTICATION
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United States of America Patent
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app pub date -
Jul 16, 2015
filing date -
May 15, 2009
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Abandoned
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Abstract
Systems and methods for assessing and authenticating transactions are disclosed. Some exemplary embodiments may authenticate transactions based at least in part on a comparison of a newly obtained electronic signature associated with a user with a previously obtained electronic signature associated with the user, where a payment instrument presented for use in the transaction is also associated with the user. Exemplary electronic signatures may comprise any information which may identify the user, such as browser fingerprints, computer fingerprints, IP addresses, geographic IP location information, information associated with a payment, and/or a typing patterns.
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