Systems and methods for performing financial transactions

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 10657502
APP PUB NO 20150242823A1
SERIAL NO

14697556

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Systems, methods and computer-readable media for initiating, facilitating and/or performing financial transactions are disclosed. A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.

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Patent Owner(s)

Patent OwnerAddress
FISERV INC255 FISERV DR P O BOX 979 BROOKFIELD WI 53008

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bowman, Mark Edward Canton, US 11 204
Dheer, Sanjeev Scarsdale, US 49 3956
Harris, Mark T Westerville, US 19 1194
Keenan, David Michael Wilmette, US 9 115
Martin, Michael Edward Lawrenceville, US 5 98
McMichael, William Richard Cumming, US 1 7
Miqueli, Juan Carlos Suwanee, US 5 98
Sondergaard, Brian Corey Suwanee, US 5 98

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Patent Citation Ranking

  • 7 Citation Count
  • G06Q Class
  • 42.73 % this patent is cited more than
  • 5 Age
Citation count rangeNumber of patents cited in rangeNumber of patents cited in various citation count ranges2579298130111236118231101 - 1011 - 2021 - 3031 - 4041 - 5051 - 6061 - 7071 - 8081 - 90100 +0200400600800100012001400160018002000220024002600280030003200

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7.5 Year Payment $3600.00 $1800.00 $900.00 Nov 19, 2027
11.5 Year Payment $7400.00 $3700.00 $1850.00 Nov 19, 2031