SYSTEM AND METHOD FOR DESTINATION BASED UNDERWRITING
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United States of America Patent
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N/A
Issued Date -
Jul 2, 2015
app pub date -
Dec 31, 2013
filing date -
Dec 31, 2013
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
A system for determining risk associated with a driver, the system comprising a receiver, configured to receive information associated with telematics data; a processor further configured to determine, based at least in part on the telematics data, that a vehicle has reached a destination, a length of time spent at the destination and a times of day during which the vehicle is at the destination; the processor configured to determine a direct exposure rating based on at least the determined destination, the length of time spent at the destination, and the times of day during which the vehicle is at the location; the processor further configured to adjust an insurance pricing information based on the direct exposure rating; and a transmitter configured to transmit the adjusted pricing information to a user device.
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