System and Method for Retail Longevity Protection Program
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United States of America Patent
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Issued Date -
Jun 18, 2015
app pub date -
Dec 13, 2013
filing date -
Dec 13, 2013
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Abstract
A system and method for managing a retail longevity protection program. The longevity protection managed by the invention includes a single premium annuity combined with a customized loan program designed to pay the required single premium. The loan is paid down by the annuity benefit payments until fully paid off. The longevity protection program provides a stream of payments throughout the life of the program participant without ceding control of the investments and, thus, the investment risk undertaken by the program participant.
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