REAL-TIME TRANSACTION VALIDITY VERIFICATION USING BEHAVIORAL AND TRANSACTIONAL METADATA
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
N/A
Issued Date -
N/A
app pub date -
Dec 16, 2013
filing date -
Dec 16, 2013
priority date (Note) -
Published
status (Latency Note)
Importance
Abstract
Representative embodiments of a method of verifying a payment authorization to complete a current transaction include, at a server, receiving, from a merchant device, a consumer-originated request for processing the payment to complete the current transaction; matching received information in the request to records associated with the consumer, thereby identifying the consumer who originated the processing request; retrieving historical transactional and non-transactional data in records associated with the identified consumer; computationally determining consistency between the received information in the current transaction and the retrieved transactional and non-transactional data; and based on the determined consistency, determining a likelihood that the current transaction has been validly initiated by the consumer.
First Claim
Family
International Classification(s)
Cited Art Landscape
Patent Citation Ranking
Recipient Email Address
Recipient Email Address
Comment
Recipient Email Address
Add to Portfolio(s)
To add this patent to one, or more, of your portfolios, simply click the add button.
This Patent is in these Portfolios:
Add to additional portfolios:
Last Refreshed On:
Changes done successfully