MOBILE-ENABLED COMMERCE SERVICE AGGREGATION

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United States of America Patent

APP PUB NO 20150120428A1
SERIAL NO

14065000

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Mobile payment systems and methods allow a customer to make payments at a point-of-sale device using their mobile device. In the mobile payment method, a single bundle of transaction information is received at an aggregator server from a mobile device and the server creates a bundle ID for the received bundle. The bundle ID is sent to the mobile device, which presents it to the POS device. The POS device sends the received bundle ID back to the aggregator server and, if the bundle ID matches the expected ID, then payment processing is initiated according to preferences outlined in the transaction information.

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Patent Owner(s)

Patent OwnerAddress
U S BANK NATIONAL ASSOCIATIONU S BANCORP CENTER 800 NICOLLET MALL MINNEAPOLIS MN 55402

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
HARDISON, Derrick Atlanta, US 1 6
MLYNARSKI, Wally Marietta, US 1 6
SMITH, Colin Marietta, US 74 1221

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