LOAN MANAGEMENT SYSTEM AND METHOD OF ENROLLING A CUSTOMER IN AN INSTALLMENT PLAN
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United States of America Patent
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app pub date -
Aug 26, 2014
filing date -
Aug 26, 2013
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Abstract
A method for enrolling a customer in an installment plan comprises the steps of receiving by a first processor at a point of sale terminal within a merchant store engine customer information and receiving by the first processor a request to enroll in an installment plan for the purchase of one or more goods or services. The method further includes the steps of forwarding by the first processor the customer information from the merchant store engine to a loan management engine to obtain a financing decision and processing by a second processor the customer information. The method also includes the steps of providing by the second processor the decision to the merchant store engine, transmitting by the second processor loan documents from the loan management engine to the merchant store engine, and creating by the second processor an installment plan at the loan management engine.
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