Customer Income Estimator With Confidence Intervals
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United States of America Patent
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Issued Date -
Feb 12, 2015
app pub date -
Aug 12, 2013
filing date -
Aug 12, 2013
priority date (Note) -
Abandoned
status (Latency Note)
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Abstract
Data is received that characterizes at least one of credit, financial, and demographic data for a consumer. Thereafter, estimated income is determined for the user. Using the estimated income and the data, a second income level for the consumer is determined also using a confidence interval model and a pre-defined confidence threshold Ci. The second income level for the consumer is less than the determined estimated income and is determined such that actual income for the consumer is Ci % likely to exceed the second income level. Data can then be provided that characterizes the second income level. Related apparatus, systems, techniques and articles are also described.
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