SYSTEMS AND METHODS FOR POSTPONING CHECK SETTLEMENT
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United States of America Patent
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Issued Date -
Jan 29, 2015
app pub date -
Jul 23, 2014
filing date -
Jul 24, 2013
priority date (Note) -
Abandoned
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Abstract
Systems and methods are provided for postponing check settlement. According to one or more embodiments, a method is provided. The method may include receiving, by a computer including one or more processors, check information associated with a check on a current date. The method may also include determining, by the computer, a destination account identifier for the check and determining whether to postpone settlement of the check until after the current date. Furthermore, the method may include identifying, by the computer upon a positive determination to postpone settlement of the check, a delayed settlement date associated with the check. Additionally, the method may include storing an association between the check information, the delayed settlement date, and the destination account identifier in a database in communication with the computer
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