DIRECT DEBIT PROCEDURE

Number of patents in Portfolio can not be more than 2000

United States of America Patent

APP PUB NO 20150019431A1
SERIAL NO

14321521

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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The invention describes a method of direct debiting a user by means of a mobile communication device comprising a secure element. The method comprises the steps of: receiving at least a part of an identifier provided by means of a backend system by means of the mobile communication device; storing the transmitted identifier in the secure element; initiating a data connection between the mobile communication device and/or the secure element and a reader device for preparing a transaction; transferring at least a part of the transmitted identifier to the reader device; verifying the identifier to be transferred to the reader device or transferred to the reader device in order to release a payment by means of a bank system. The invention further describes a mobile communication device and a system to perform the method in order to enable secure payment by means of a mobile communication device.

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Patent Owner(s)

Patent OwnerAddress
VODAFONE HOLDING GMBHMANNESMANNUFER 2 40213 DUSSELDORF

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Ritzmann, Mark Dusseldorf, DE 2 10
Strasding, Nikolai Krefeld, DE 1 9

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