METHODS AND DEVICES FOR FRAUD DETECTION DURING MOBILE PAYMENT
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United States of America Patent
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Issued Date -
Jan 15, 2015
app pub date -
Jul 10, 2013
filing date -
Jul 10, 2013
priority date (Note) -
Abandoned
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Abstract
Methods, devices and servers for assisting a financial institution server in identifying a fraudulent financial transaction initiated via an electronic device are described. In one aspect, a method for verifying security information associated with an electronic device during a financial transaction between the electronic device and the financial institution server is described. The method is implemented by the financial institution server. The method includes: sending a request for security information associated with the electronic device to a wireless service provider server, the request including a phone number associated with the electronic device; receiving the security information from the wireless service provider server, the security information including at least a unique equipment identifier associated with the phone number or an operating state of the electronic device; and determining whether the financial transaction is authorized based on the received security information.
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