SYSTEM AND DEVICE FOR RECEIVING AUTHENTICATION CREDENTIALS USING A SECURE REMOTE VERIFICATION TERMINAL
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United States of America Patent
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N/A
Issued Date -
Dec 11, 2014
app pub date -
Jun 5, 2013
filing date -
Jun 5, 2013
priority date (Note) -
Abandoned
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Abstract
The present invention relates generally to a system and device for expanding the utility of remote payment technologies by way of a remote transaction card reader and keypad for the entry of an account PIN. More specifically, the device moves much of the functionality required for mobile payments away from a mobile card accepting appliance (e.g., a smartphone equipped with a card reader) to the disparate device. This arrangement isolates the processes of reading a transaction card a verifying an entered PIN into a secure tamper resistant device that communicates with a communication device (e.g., smartphone) by way of a secure channel on a wireless network. This arrangement provides for greater security and convenience for processing credit card and debit card based transactions, as the collection and processing of sensitive data is separated from the commercially available smartdevice, which inherently lacks sufficient security.
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