BILLING GATEWAY AUTHORIZE-AND-CAPTURE METHOD AND SYSTEM
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United States of America Patent
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Issued Date -
Oct 30, 2014
app pub date -
Apr 29, 2013
filing date -
Apr 29, 2013
priority date (Note) -
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status (Latency Note)
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Abstract
A transaction is authorized by receiving an authorize API call from a merchant server, detecting a select carrier server, and transmitting an authorize request to the select carrier server. The carrier server will then reserve an amount of funds based on the authorization request. The authorized transaction is then recorded based on the authorize request. The consumer may then request to cancel the transaction. If a capture request is received, a determination is made whether the cancel request has been received and whether the authorized transaction has been cancelled. If the transaction has not been cancelled, a billing request is transmitted to the carrier server so that the carrier server charges for the transaction.
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